Which Ghost Affected Scrooge the Most?

I think that all three affected Scrooge in a different way. The Ghost of Christmas Past showed Scrooge the happiness he had as a child and the transformation, which made Scrooge reflect on himself. The Ghost of Christmas Present showed him the situation now, and what other people thought of him. The Ghost of Christmas Yet To Come showed him the future situation if things don't change. I think that the third ghost, the Ghost of Christmas Yet To Come, affected Scrooge the most. It made him sympathetic about Tiny Tim's death, and it made him sad. Also, I think that 'death' makes people think more because people tend to fear it. Moreover, when he saw that the name on the grave was his own, it really shocked him. He also saw what other people thought about him after his death, where they didn't even care that he's dead, and some people even stole his stuff to sell. He saw that he had to change, not just for his own sake, but also for the Cratchit family's.